Whiplash scam

Quashing Orders. Stopping Enforcement. Applying for more time to pay. Disputing a liability.
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russelldurose
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#1 Whiplash scam

Post by russelldurose » 07 Nov 2014 23:48

Dear all,

I am putting this here, because I am not sure where this should lie on the forum. I have out of the blue been hit with a claim against me for a vehicle which has been written off 2 years ago, where I am accused of hitting a car in front, and there being a claim for whiplash. My vehicle never suffered a collision from the front on the said day, and the location is not specific. I have refuted this claim, but solicitors are now writing me and telling me they want me to tell them who my policy holder is even though I have left the address where I was living.

I have investigated this on the net and seen it to be a scam widely used. I do not know what to do about it, and whether I should ignore it. I had a letter from an insurance company saying my policy was with them, but I know it was not, at the time of the alleged accident.

What should I do? I have had an agent tell the companies I have left the house concerned, and I have had an insurer attest the writing off of the vehicle. So it is their word against mine, as I cannot provide any proof nor can they.

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Pote Snitkin
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#2 Re: Whiplash scam

Post by Pote Snitkin » 08 Nov 2014 08:51

Post it up, removing your details - sounds like a scam. The onus of proof is on them anyway, and any accident would have been investigated at the time.

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Schedule 12
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#3 Re: Whiplash scam

Post by Schedule 12 » 08 Nov 2014 09:07

And check whether the solicitor is genuine with the Solicitors Regulation Authority.
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russelldurose
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#4 Re: Whiplash scam

Post by russelldurose » 08 Nov 2014 11:45

Thanks. I am refuting all claims. I have my own whiplash claim going on with another solicitor and was examined by a doctor, and the police have provided footage of cctv. I gave place, road, section of road, time and date. This does not. My own story has been consistent throughout. My own vehicle which they allege has been involved has since been scrapped due to being written off, so where is the proof?

russelldurose
Posts: 142
Joined: 27 Jul 2013 14:23

#5 Re: Whiplash scam

Post by russelldurose » 08 Nov 2014 12:15

I have written this to the insurance company making the claim, I ask Jason or any knowledgeable legal beagles to comment.

Dear sir or madam,

I am writing as the new owner of xxxxxxxxxxxxxxx has received more correspondence from the solicitor making the claim. I wish to ask that you instruct the solicitor concerned to stop sending correspondence to the address as the new owner is a barrister and will press harrassment claim against them.

I wish to refute the claim based on the following:

1. Vague time and place of the incident concerned.
2. The vehicle ST53 YHU was never involved in a collision going into the back of another vehicle. As it is the vehicle has since been scrapped and written off. Therefore there is no physical proof of the accident either I can produce nor can the claimant.
3. There is no Police involved in the incident and now after 2 years the incident has come to light. Police are aware of fraudelent whiplash claims and I would advise the claimant that if he continues to press for compensation then I will have no choice but to file for a vague and false claim. You cannot make a quick buck.
4. Using a date so far back as though to escape the recollection of the person concerned and the lack of physical evidence in a court of law will not be accepted. The claimant would have to produce my vehicle, collision damage, which proves that my vehicle went into the back of the claimant's car. This proof cannot be produced because a) 2 years have passed b) the car has since been scrapped due to a negligence issue with a garage. As it is a judge would never accept a word against mine as their is no PHYSICAL EVIDENCE TO PRODUCE. He has not produced time nor local, as Brixham Road extends from Churston to Torquay in places.
5. It is not my intention in any collision involving a third party to ever flee my responsibility in regards to insurance. It is always best to make the amicable claim between the parties even if it means altering your premium. That way in verifiable and agreeable evidence all parties have their vehicles repaired and personal injury covered. To flee this is foolish and brings untold consequences. Hence I am not that kind of person. I can further provide a affidavit sworn that I did not have a collision with this other vehicle. This will settle whether I am telling the truth or not.
6. Finally, the question to ask is why just a whiplash claim? This is the oldest scam in the book. There is verifiable steps to verify the veracity of the injury and very often there is due process. This has only come to my attention now.

As an insurer you know that a claim must have consistency and specific details which confirm throughout the process. I regard this as a scam. I have taken legal advice and have been advised this is as such.

Therefore based on this I refute and refuse to have anything to do with this issue, and wish that it be bought to a conclusion. I would like to strongly ask all correspondence from you and from the solicitor concerned be redirected to:

russelldurose
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Joined: 27 Jul 2013 14:23

#6 Re: Whiplash scam

Post by russelldurose » 12 Nov 2014 09:54

Am a bit surprised that the specialists here missed this one. I really need some feedback on this....but as an update the insurer came back and said my reasoning was sound and is instructing Symbeck Rymer to back down or face trouble.

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Schedule 12
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#7 Re: Whiplash scam

Post by Schedule 12 » 12 Nov 2014 10:44

I dont know enough about personal injury and motoring law to provide a noteworthy comment. Cases I get on DWB are given to solicitors specialising in that field.

You can ask me anything about Civil Enforcement Regulation, Sharia law, trusts etc and I might be more useful.
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Andy
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#8 Re: Whiplash scam

Post by Andy » 12 Nov 2014 11:33

Perhaps the pepipoo forum is the best place to seek advice on this one?
2nd Year University Law Student.

russelldurose
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#9 Re: Whiplash scam

Post by russelldurose » 12 Nov 2014 12:20

I got a reply from a insurance company in response to what I pasted above, and they said it really looked like a scam. They mentioned RSA, and I am going to have to find out who they are. They deny any existence of 1) an accident on that day 2) and my car being involved.

What I did was warn the insurance to ask the solicitor pursuing this Silverbeck Rymer to close the file on the case or face a false insurance claim crime. I was falsely accused, and my vehicle was targeted in a "alleged accident" that did not happen. I have the insurance company on my side as my arguments were plausible and particularly in any accident it is ALWAYS BEST TO involve the insurer.

russelldurose
Posts: 142
Joined: 27 Jul 2013 14:23

#10 Re: Whiplash scam

Post by russelldurose » 04 Dec 2014 08:43

Received a email from LV who are acting in my interests who say their Fraud Department have asked the claimant who I have a name for now, to desist from the claim or face criminal proceedings. I think it is scandalous that people pick out number plates to use a false whiplash claim. Just highlighting here that this is widespread as I was threatened with bailiffs and legal proceedings if I did not pay up. My no claims bonus has gone because of it.

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Schedule 12
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#11 Re: Whiplash scam

Post by Schedule 12 » 04 Dec 2014 09:24

Then you are a victim of fraud.

A NCB is meaningless these days. Its an insurance gimmick from old school. They maintain a database of motor insurance accidents and claims which negates the old NCB discount scheme.
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